Worker's Compensation Red Flags:


Claim Fraud: Not injured at work (or not injured at all)


If you see someone who …
  • Appears to have been injured, but no one else witnessed the accident.
  • Gives conflicting stories as to how the injury occurred.
  • Appears to have let a lot of time elapse between the injury and the date they first got medical treatment.
  • Appears to have sustained the injury while off work.
  • Appears to have been injured immediately prior to a planned strike or the completion of a job
  • Appears to have been injured immediately prior to or after a disciplinary action against them.
  • Appears to have been injured immediately prior to being terminated from their job.
  • Moves out of the state or the country shortly after the alleged injury.
  • Appears to have a history of filing multiple claims.
Unfair Benefits Fraud: Doing activities inappropriate for an injured worker


If you see someone who …
  • Participate in recreational or other activities inconsistent with alleged injury.
  • Claim dependents not in his legal/personal custody.
  • Claim a spouse when not married.
  • Misuse drugs or display drug-seeking behavior (prescription or non-prescription).
  • Frequently change doctors ("doctor shopping").
Disability Fraud: Working while on disability


If you see someone who …
  • Be working while on time-loss.
  • Be regularly away from home during normal business hours.
  • Be receiving unemployment benefits while on time-loss.
  • Be working and being paid "under the table" while receiving time-loss benefits.
  • Be doing "volunteer" work while receiving time-loss benefits.

Key investigative Solutions can help. Contact us if you think you’re being cheated by insurance fraud.