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Worker's Compensation Red Flags:
Claim Fraud: Not injured at work (or not injured at all)
If you see someone who …
- Appears to have been injured, but no one else witnessed the accident.
- Gives conflicting stories as to how the injury occurred.
- Appears to have let a lot of time elapse between the injury and the date they first got medical treatment.
- Appears to have sustained the injury while off work.
- Appears to have been injured immediately prior to a planned strike or the completion of a job
- Appears to have been injured immediately prior to or after a disciplinary action against them.
- Appears to have been injured immediately prior to being terminated from
their job.
- Moves out of the state or the country shortly after the alleged injury.
- Appears to have a history of filing multiple claims.
Unfair Benefits Fraud: Doing activities inappropriate for an injured
worker
If you see someone who …
- Participate in recreational or other activities inconsistent with alleged
injury.
- Claim dependents not in his legal/personal custody.
- Claim a spouse when not married.
- Misuse drugs or display drug-seeking behavior (prescription or non-prescription).
- Frequently change doctors ("doctor shopping").
Disability Fraud: Working while on disability
If you see someone who …
- Be working while on time-loss.
- Be regularly away from home during normal business hours.
- Be receiving unemployment benefits while on time-loss.
- Be working and being paid "under the table" while receiving time-loss
benefits.
- Be doing "volunteer" work while receiving time-loss benefits.
Key investigative Solutions can help. Contact
us if you think you’re being cheated by insurance fraud.

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